Educational / Study Loans by Banks
      Education is central to the Human Resources Development and empowerment in any country. National and State level policies are framed to ensure that this basic need of the population is met through appropriate public and private sector initiatives.

      The Educational Loan Scheme aims at providing financial support from the banking system to deserving / meritorious students for pursuing higher / professional / technical education in India and abroad. The main emphasis is that every meritorious student though poor is provided with an opportunity to pursue education with the financial support from the banking system with affordable terms and conditions.
ELIGIBILITY CRITERIA
Studies in India:
  • School education including plus 2 stage
  • Graduation Courses: B.A., B.Com., B.Sc., etc.
  • Post Graduation Courses: Masters & Ph.D.
  • Professional Courses: Engineering, Medical, Agriculture, Veterinary, Law, Dental, Management, Computer, etc.
  • Computer certificate courses of reputed institutes accredited to Department of Electronics or institutes affiliated to university
  • Courses like ICWA, CA, CFA, etc.
  • Courses conducted by IIM, IIT, IISc, XLRI, NIFT, etc.
  • Courses offered in India by reputed foreign universities
  • Evening courses of approved institutes
  • Other courses leading to diploma / degree etc. conducted by colleges / universities approved by UGC / Govt. / AICTE / AIBMS / ICMR etc.
  • Courses offered by National Institutes and other reputed private institutions
Studies Abroad:
  • Graduation: For job oriented professional / technical courses offered by reputed universities
  • Post Graduation: MCA, MBA, MS, etc.
  • Courses conducted by CIMA - London, CPA in USA etc.
Student Eligibility:
  • Should be an Indian National
  • Secured admission to professional / technical courses through Entrance Test / Selection process
  • Secured admission to foreign university / institutions
  • Should have scored minimum 60% (50% for SC/STs) in the qualifying examination for admission to graduation courses
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